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First Time Home Buyer Tips


 
Looking for first time home buyer tips? This article is a continuation of Six Common first time home buyer mistakes that could cost you thousands.  
 

4. You don't do enough to make your offer look appealing to a seller.

This piggy backs a little off the previous first time home buyer tips. Yes, there are a lot of homes for sale and great deals can be found. If you think you are going to be able to offer $50,000 less than the asking price, you might be disappointed. You can always try and low ball, but if it is owned by a bank they likely won't respond. If it is owned by another home owner they also might be insulted and not give you a counter offer.

As your Realtor I will write any offer that you request from me. If you are low balling be ready for a lot of disappointment though. Instead I recommend you find a home that you love and make an offer that the seller will at consider. Buying and selling a home isn't rocket science. By looking at other homes that have sold recently you can judge what the local market is like. You usually need to be in that ball park to have your offer accepted.

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5. They don't think about resale before they buy.

 
One of the our best first time home buyer tips is to make sure you consider the homes eventual resale value. The average first time home buyer only stays in a home for a few years. Don't settle for a certain home because it is affordable, or in a neighborhood you want to live in, or has a certain feature that you just love. Your circumstances are likely to change over the next few years. Maybe you get married, maybe you have a child (or two), maybe your job changes, maybe the neighborhood changes? There are a lot of variables, but you probably won't live in this home for the rest of your life.

Visit the home buyers section of my website and download the home buyer's wish list. This will help you narrow down the things that you are looking for in the home. Then with my help I will keep an eye on the big picture of resale value for you. Ultimately it is your decision, but it is my job to offer you guidance and advice. After all, I want you to be a client for life. If I am going to help you sell the home again in the future we want to make sure it is a pleasant experience. That starts when you purchase the home.

6. They don't ask their lender enough questions.

 
The financing is usually the most complicated part of buying a home. It is also the most common reason why a home purchase doesn't go through. There is a lot of paperwork. There are a lot of regulations. There are a lot of bad mortgage professionals out there too.

You want to be certain you are working with a great mortgage professional. I hate to say it, but your mortgage professional may be more crucial to the process than your Realtor.

If there is anything you don't understand ask about it. I want you to feel comfortable that you understand everything that is going on. It makes the process easier for both of us if you are comfortable with what is going on. Also be sure to ask about lending fees. Some fees are negotiable. It is common to think that once you have negotiated a price for the house that you are done negotiating. You may be able to save hundreds of dollars by questioning what is going on through the mortgage and closing process as well.  
 
Conclusion

I always try to over deliver to all my clients. This part of the reason I hope all my freely available first home buyer tips are the best on the web. You may not be a real estate client yet, but you might be soon. You took the time to visit my web site and that is flattering. If you enjoyed this report about common first time home buyer mistakes then you may like some of our other first time home buyer tips. View other first time home buyer tips by clicking here.

Thank you for your time reading this information. I would love any feedback you may have. You can reach me using my contact form.

Hopefully I will be talking to you soon.

Sincerely,

Bobbi Herman

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